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 Message Boards » » motorycle insurance Page [1]  
jgibelttil
All American
7565 Posts
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what insurance companies do ya'll use for motorcycle insurance?
What coverage do you have and how much is it a year?
What coverage would be required on a bike that you are financing?

Thanks

2/16/2006 6:48:51 PM

Woodfoot
All American
60354 Posts
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mine was nationwide, was a third vehicle, so wasn't that bad, i'm probably switching everything over to Geico in about 4 months or so

i only had liability, and it was prolly ~$20 a month, so prolly like 250 a year

if financing, you have to get full coverage, which depending on your driving history could be 60-200 a month if not more

[Edited on February 16, 2006 at 7:27 PM. Reason : geico]

2/16/2006 7:27:23 PM

smoothcrim
Universal Magnetic!
18966 Posts
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nationwide, $600 a year same bike as woodfoot, full coverage and I have a ton of points on my insurance

2/16/2006 9:07:18 PM

Igor
All American
6672 Posts
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geico, 240 a year on a 650cc streetbike for liability only. 3 points on my licence

2/16/2006 9:10:26 PM

toyotafj40s
All American
8649 Posts
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4 points on my license (liability only)... geico... 240 every 6 months... wtf mate.. on the same bike that you have ..i think it's 240 all i know is it's around 200 every 6months.. damn

^^why would u get full coverage on a 1k bike

[Edited on February 16, 2006 at 9:28 PM. Reason : .]

2/16/2006 9:27:40 PM

Rockster
All American
1597 Posts
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$600-700/year for full coverage on the rockster (GMAC)
$150-200/year for liability on a 600cc sportbike (USAA)

2/16/2006 10:18:37 PM

H8R
wear sumthin tight
60155 Posts
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$432 / yr at state farm, full coverage

94 CBR900RR

2/16/2006 10:27:26 PM

Skack
All American
31140 Posts
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Mine was ~$25 every 6 months for liability only when I had my BMW. It was $125 every 6 months for liability + theft. It would have been a lot for full coverage though...I think I remember $500-$600 every 6 months for full coverage.

[Edited on February 16, 2006 at 10:35 PM. Reason : s]

2/16/2006 10:33:17 PM

Woodfoot
All American
60354 Posts
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Quote :
"$432 / yr at state farm, full coverage"
wow
i might have to remember that whenever i get a new bike/the old bike running again

2/17/2006 12:10:28 AM

theDuke866
All American
52839 Posts
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Quote :
"if financing, you have to get full coverage,"


I actually had factory financing on my '02 GSX-R 750, and they didn't require comp/collision.

When I wrecked it, I dropped everything except liability (so I wouldn't have to turn in the plates and stuff) and theft for a few months while I got all the parts and fixed it. When I got it back on the road, I put full coverage back on it (then it got stolen a few weeks later).

2/17/2006 1:11:22 AM

moparnum5
All American
705 Posts
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$321/year progressive drive insurance for gs500 with liability+theft

2/17/2006 1:18:53 AM

kostyaF
All American
592 Posts
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240/year liability+theft 99 r6. Liberty mutual.

2/17/2006 7:01:23 PM

toyotafj40s
All American
8649 Posts
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man my insurance is high!

2/17/2006 10:40:29 PM

Kibong
Suspended
579 Posts
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212 a year for a brand new bike with 6 pts on my insurance and 3 accidents 2 my fault woot cheap insurance oh yeah i got liability only and i got that as my only vehicle

2/18/2006 9:27:55 AM

jwendie
Veteran
184 Posts
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how much is it if all you have is the bike.

2/18/2006 10:03:32 PM

jgibelttil
All American
7565 Posts
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thank you for all your responses. i didn't realize that motorcycle insurance <<< car insurance. BTW, does anyone have any suggestions for a place to get a helmet and a brand to get? I am taking the MSF class in a month and need to pick one up.

2/18/2006 10:06:04 PM

69
Suspended
15861 Posts
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kbc or hjc are reasonably priced good helmets, I have a kbc TK-77 thats quite a bit heavier than a shoei, but i've never had any problems with my neck being sore or anything on trips of 3-4 hours at a time. also visors are much cheaper for them, no matter how well you take care of your helmet, you're always gonna need at least 1 visor a year, they always get scratched. i think hjc has the 3 way modular helmets, with the full front that flips up, or just the visor. my dad has one like that in a little more expensive brand and likes it.

btw, got a chance to ride the bike that dad bought last month and it is fucking awesome, i may sell my magna and buy it from him when he gets tired of it like every other one he's had. '03 kawaski concord 1000cc that will damn near keep up with my uncle's FJR1300 in the turns and short straghtaways. those are the only 2 cruisers i have ever dumped the clutch going into second and pulled the front wheel completely off the ground. my magna will haul ass, but it is too heavy in the front to even unload the forks all the way before the back tire breaks loose.

my uncle pulled 142hp on a dyno at daytona last year with the FJR, its completely stock and put down 17 more than its rated at.

[Edited on February 19, 2006 at 2:42 PM. Reason : ]

2/19/2006 2:40:00 PM

toyotafj40s
All American
8649 Posts
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picts of the magna?

2/19/2006 4:06:46 PM

69
Suspended
15861 Posts
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nigga i aint got time to take pics of every vehicle i own right now, but its 1/2" too wide to fit through my front door, tried to get it in to clean it, it was a hell of an idea for about 2 minutes.

2/19/2006 5:42:27 PM

JBaz
All American
16764 Posts
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150 a yr for the cbr600 f2 on geico.

2/19/2006 5:48:24 PM

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