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 Message Boards » » Auto Insurance Page [1]  
Arj
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157 Posts
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Im buying a car and need auto insurance before the formalities can start.

Someone please tell me how/where to go to get insurance.

The approximate price etc
Preferred companies and cheaper deals please.

4/2/2006 11:14:54 PM

baonest
All American
47902 Posts
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you are a god damned 22 year old male. are you that fucking stupid to not even search, or call up insurance companies.

we cannot tell you which is cheaper cuz we dont know your record or history of bullshit.

hell, ask your fucking mother or father to see what they are running and how they feel about it.

4/3/2006 12:11:40 AM

Doc Rambo IV
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7202 Posts
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baonest has a way with subtly.

4/3/2006 12:13:29 AM

Arj
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If it really was that simple.....but ALAS

im new in this country and dont even know how the damn insurance system works and was just asking about a few good/reliable/cheap companies/deals and how to go about obtaining the actual insurance.

fuck you took the time out to go check my profile, and read thru the thread....but cant do the same to answer the question...even if it was to say go google it [would have saved u lotsa time]

4/3/2006 12:21:21 AM

baonest
All American
47902 Posts
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nigger i checked your profile cuz i didnt wanna say you are a 12 year old female.

fokin ell

[Edited on April 3, 2006 at 12:22 AM. Reason : where are you from]

4/3/2006 12:22:10 AM

Arj
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fk and i wonder why a 12 yr old female would be asking such a question

1. obviously its legal for a 12yr old female to drive
2. she's asking to get her 10yr old sister one, so that the sister may drive
3. baonest is a sick twisted mother fkr
4. it has nothing to do with 12 yr old females
5. all of the above

My answer : 3
Correct Answer:3
According to baonest : 5

4/3/2006 12:30:22 AM

Arj
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157 Posts
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if you cant help then
stfu and get off my thread

4/3/2006 12:31:33 AM

baonest
All American
47902 Posts
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Quote :
"fk and i wonder why a 12 yr old female would be asking such a question

1. obviously its legal for a 12yr old female to drive
2. she's asking to get her 10yr old sister one, so that the sister may drive
3. baonest is a sick twisted mother fkr
4. it has nothing to do with 12 yr old females
5. all of the above

My answer : 3
Correct Answer:3
According to baonest : 5

"


what in the hell is all this crap?

i dont think you understand. we on the wolfweb cannot give you an accurate quote, hell even an inaccurate one at that. you have to call couple insurance companies and get a quote. or you can do it online.

im sure in whichever country you are from it may be the same way.

4/3/2006 12:40:32 AM

Arj
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thats good enough for me.
a few ppl did pm me and tell me how to go about it,sure helped.

thanks

4/3/2006 1:01:26 AM

cornbread
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no less than 800 a year I'd say. Geico is cheaper at first but I HEAR if you get a ticket or get in an accident that your premium skyrocket. We use allstate for the new car we purchased a couple years ago (05 Altima) and 93 accord. Our insurance is about 900 for the year for that car and my accord (liability only) but then again both of our records are clean and I'm over 25, and my wife drives the good car. A good one to go with would be one that's been around a while and you can trust when you need them. Allstate, Statefarm, Nationwide to name a few.

[Edited on April 3, 2006 at 6:16 AM. Reason : a]

4/3/2006 6:14:50 AM

JustinHoMi
All American
761 Posts
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Haha, Arj, don't mind baonest, he's an asshole who has nothing better to do than bitch at people on here.

In relation to your question, I just switched from Ohio Casualty to Farm Bureau and my rates are half of what they used to be. So, call a few places and let them know that you're calling around to get the best rate. If you want, send me a PM and I'll give you the name of my insurance agent... he was really helpful when I signed up.

Be sure to ask the agent all about the different types of insurance (liability, collision, comprehensive, etc.). To sum it up:

liability: covers damage to the other person's vehicle (required)
collision: covers damage to your vehicle (optional)
comprehensive: covers misc damage such as if a tree were to fall on your parked car (optional)

I only have liability and I pay about $450/yr ($75 every 2 months).

- Justin

[Edited on April 3, 2006 at 8:23 AM. Reason : ]

4/3/2006 8:21:48 AM

Arj
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Thanks a lot guys.

I was going to sign up with progressive. But they want like $1800/yr for comprehensive.
I cant afford more than $800/yr so i guess I will need to get just liability, which is pretty cheap at <$400/yr.

Need to get one today, so will call the other insurance firms and find out.

4/3/2006 12:13:53 PM

zxappeal
All American
26824 Posts
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You HAVE to have collision if you get a loan to buy the car...unless it's an unsecured load. But my guess is that the car itself will be used for collateral; therefore, you'd need collision coverage.

4/3/2006 12:27:54 PM

Arj
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Not getting a loan. Just paying the individual seller cash for the whole car.
So I guess just plain liability should do...

4/3/2006 1:02:11 PM

Icehouse
All American
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4/3/2006 7:17:29 PM

Arj
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157 Posts
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Picked up just plain liability from Geico for around $200 6months
^what is that?

4/3/2006 8:15:54 PM

optmusprimer
All American
30318 Posts
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its you!

4/3/2006 11:43:06 PM

Norrin Radd
All American
1356 Posts
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just don't hit anything expensive or more than one car, im sure for $200 you don't get very much coverage.

4/3/2006 11:59:23 PM

Grapehead
All American
19676 Posts
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dont do it, it's a scam.

4/4/2006 8:31:52 AM

JustinHoMi
All American
761 Posts
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That's about what I'm paying, and my plan is fine.

4/7/2006 12:11:34 PM

Str8BacardiL
************
41754 Posts
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919-790-3886

4/7/2006 2:18:38 PM

hondaguy
All American
6409 Posts
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Quote :
"just don't hit anything expensive or more than one car, im sure for $200 you don't get very much coverage.

"


thats about what i pay and my plan covers like 50,000 . . . i think . . . can't look right now

4/7/2006 2:39:39 PM

Packman79
Veteran
306 Posts
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Check this website out

http://www.quoteretriever.com

You can actually comparison shop auto insurance. They also have online quotes for just about every kind of insurance.

6/27/2006 2:10:33 PM

Skack
All American
31140 Posts
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GTFO.

6/27/2006 2:19:03 PM

SandSanta
All American
22435 Posts
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http://www.google.com

6/27/2006 4:23:00 PM

beethead
All American
6513 Posts
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Quote :
"you are a god damned 22 year old male. are you that fucking stupid to not even search, or call up insurance companies.

we cannot tell you which is cheaper cuz we dont know your record or history of bullshit. "

6/27/2006 4:39:48 PM

H8R
wear sumthin tight
60155 Posts
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you are a god damned 22 year old male. are you that fucking stupid to not even search, or call up insurance companies.

we cannot tell you which is cheaper cuz we dont know your record or history of bullshit.

hell, ask your fucking mother or father to see what they are running and how they feel about it.

6/27/2006 6:50:22 PM

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