I don't want to do paypal and get raped. Anyone have any experience with any other vendor? Prices?

8/8/2007 10:50:05 PM

uh, paypal merchant accounts have the lowest rates other than Nova through Costco, and even then it's only like .2% difference.

Costco merchent accounts are like 1.79% + monthly fee + 5c a transaction I think
Paypal starts at like 2.1%, no monthly +7c and goes down by volume for their business accounts. I think. I did a lot of research in setting up the last ecommerce site I did, paypal was the most painless, quick to setup and offered a wide range of backend and API features.

8/8/2007 10:55:00 PM

google checkout ftw

8/8/2007 11:24:38 PM

paypal stole like $2000 from me once so i will never use them nor recommend them ever again

8/8/2007 11:33:09 PM

PayPal looks to be your easiest / best bet, but seriously, they froze like $1500 on me once for 2 months before I finally *luckily* got it back.

Wouldn't recommend it...

8/9/2007 12:23:00 AM

amazon just rolled out a payment service, you could check them out

8/9/2007 12:32:05 AM

hmm, frozen funds in a paypal account? Did they indicate why?

Does anyone have any experience with google checkout?

8/9/2007 10:28:39 AM

i've always used linkpoint

8/9/2007 12:08:28 PM

What types of payments are you looking to do? Subscription, increasing/decreasing over time with upgrades, one time payments?

I use paypal, but there is no real good solution if you offer upgrades, and regularly changing payment prices for the service, such as one system I had to set up...

Amazon also recently opened up a payment system that ties in to peoples amazon accounts.

FWIW, I like and use paypal right now.

8/9/2007 12:18:55 PM

we're using Authorize.net because the rates are very good and it integrates with our web store system very easily.

8/9/2007 12:45:28 PM

authorize.net is another good alternative. i think they are in the 1.99-2.2% range too

8/9/2007 1:06:24 PM

paypal certainly doesnt = getting raped. their rates are extremely competitive/better than most others out there

[Edited on August 9, 2007 at 1:12 PM. Reason : ]

8/9/2007 1:12:41 PM

Ok, what i need is the ability to accept a payment from someone. It's not something that the end user would do, but, over the phone, I would take their credit card number and punch it in to my web form and me get the money.

The user could also do this.


I would rather them not have to have an account with another place because then I couldn't accept the transaction via telephone.

8/9/2007 3:41:15 PM