k2taboo All American 1280 Posts user info edit post |
Happened today on trinity. I was going like 30 after braking and then flipped off bike after slamming crotch into the gas tank. went into the cars windshield then rolled to the ground. 9/1/2007 12:23:41 AM |
Chief All American 3402 Posts user info edit post |
At least you're still alive and coherent. And be thankful you weren't a dude, because if you were, you would be sterile right now. Insurance covering anything?
[Edited on September 1, 2007 at 12:38 AM. Reason : .] 9/1/2007 12:38:25 AM |
k2taboo All American 1280 Posts user info edit post |
uhm chief i am a guy and i have lacerations and traums to my schlong. which looks like a crown royal bag in color only slightly burnt and bleeding a bit. was her fault so her insurance should cover it all. And i am trying to secure the ems crime scene photos but dont know how. I broke my left wrist and big toe on my left foot but right now i also have limited mobility in my left leg 9/1/2007 2:06:19 AM |
slingblade All American 12133 Posts user info edit post |
i'm pretty sure damage to schlong could get you a nice chunk of money for emotional damage or whatever they call it. 9/1/2007 2:30:40 AM |
k2taboo All American 1280 Posts user info edit post |
not suing....lady not paying attention while driving is 14 weeks pregnant 9/1/2007 2:35:43 AM |
Chief All American 3402 Posts user info edit post |
sorry had a fwe beers tonight, got you mixed up with the girl who really wanted a bike a few weeks ago. Everything is still attached which is good then, now get those boys healed, you gotta make sure everything works. evan would prolly knwo bout those photos. 9/1/2007 2:36:06 AM |
k2taboo All American 1280 Posts user info edit post |
they were talking about swelling which went down a bit from the first check or whatever and they said that i might want to ice it a bit and i said nah would rather get out of here swollen and go pick up girls heh 9/1/2007 2:56:24 AM |
toyotafj40s All American 8649 Posts user info edit post |
sorry to hear that man. i guess someone isnt gettin laid tonight lol 9/1/2007 10:29:46 AM |
k2taboo All American 1280 Posts user info edit post |
or for a few weeks they said 9/1/2007 10:59:46 AM |
RyaNCSU1 All American 1496 Posts user info edit post |
i feel your pain dude 9/1/2007 11:28:45 AM |
k2taboo All American 1280 Posts user info edit post |
ill be out there tailgating today but no drinking haha 9/1/2007 11:33:50 AM |
Squirt All American 5656 Posts user info edit post |
Quote : | "Happened today on trinity. I was going like 30 after braking and then flipped off bike after slamming crotch into the gas tank. went into the cars windshield then rolled to the ground." | [quote]
I am sorry to hear that... I am glad you are ok... hope your man pieces work ok... I always ride defensively... I pretty much try to ride past any cars I can and put myself in a position where cars wont do anything dumb while I ma around... But then again... we are all human
Glad you are ok.. GO PACK!9/1/2007 1:45:48 PM |
mellocj All American 1872 Posts user info edit post |
sorry to hear that, i actually saw the scene of the wreck when the crimescene guy or medical guy was taking photos. did your bike catch on fire? it looked like a bad wreck and it was smoking 9/1/2007 8:28:51 PM |
k2taboo All American 1280 Posts user info edit post |
pictures in my gallery soon and yes it burnt to a crisp. 9/1/2007 9:07:18 PM |
pwnt All American 3052 Posts user info edit post |
Dayum! That bike is fucked! 9/1/2007 9:28:30 PM |
k2taboo All American 1280 Posts user info edit post |
haha i agree pwnt... i mean it was burning with like a 4 ft high flame. had a good 3+ gallons of gas in it that all lit up. think i could sell it for anything? haha 9/1/2007 9:40:16 PM |
underPSI tillerman 14085 Posts user info edit post |
Quote : | "not suing....lady not paying attention while driving is 14 weeks pregnant" |
wtf does that have to do with anything? you better sue if A: she doesn't have any insurance or B: her insurance company refuses to pay9/1/2007 9:42:21 PM |
k2taboo All American 1280 Posts user info edit post |
ill sue insurance company not her... and i would only sue for the cost of bike and medical bills not that pain and suffering shit unless i end up not being able to work for a while 9/1/2007 10:58:13 PM |
BigBlueRam All American 16852 Posts user info edit post |
1. you can't sue people in nc, only their insurance company.
2. you can't sue for pain and suffering in nc.
glad it wasn't any worse than it was. raleigh is a dangerous place to ride now.
[Edited on September 1, 2007 at 11:15 PM. Reason : .] 9/1/2007 11:14:58 PM |
Lowjack All American 10491 Posts user info edit post |
i would sue. 14 weeks pregnant doesn't mean shit 9/1/2007 11:23:55 PM |
bbehe Burn it all down. 18402 Posts user info edit post |
^ exactly
27 weeks and rushing to the hospital because your about to shit out a kid..then yeah, don't sue
14 weeks = ain't shit 9/2/2007 12:07:39 AM |
ScHpEnXeL Suspended 32613 Posts user info edit post |
exactly, fuck that bitch 9/2/2007 12:47:31 AM |
underPSI tillerman 14085 Posts user info edit post |
here are some pics of the actual accident scene.
http://legeros.com/ralwake/photos/2007-08-31-rfd-mvas-mjl/index.html 9/4/2007 9:06:47 PM |
P Nis All American 2614 Posts user info edit post |
this wont him was it......tha streetz aint safe son
9/4/2007 9:13:15 PM |
BigBlueRam All American 16852 Posts user info edit post |
damn, you're lucky.
^^are all scenes photographed? i'm curious if there were any from my wreck. 9/4/2007 9:16:40 PM |
underPSI tillerman 14085 Posts user info edit post |
no, not all. it just depends on where that guy happens to be at the time. 9/4/2007 10:27:03 PM |
optmusprimer All American 30318 Posts user info edit post |
that was a nice honda before you fucked it up, asshole 9/4/2007 10:31:29 PM |
Igor All American 6672 Posts user info edit post |
damn that lil EX is CRISP. glad you are alright though. defenitely make sure the insurance company covers all your medical bills and then some.
^^^^ and that's just fucked up 9/4/2007 10:42:55 PM |
Skack All American 31140 Posts user info edit post |
Your bike and that Civic look terrible. I'm glad you held up a little better, but still hope your recovery goes well. Looks like a bad wreck from the pics. 9/5/2007 12:54:48 AM |
slowblack96 All American 4999 Posts user info edit post |
Quote : | "1. you can't sue people in nc, only their insurance company." |
mr fucking lawyer over here. your way fucking wrong.
wish you a speedy recovery on the nuts man. shits got to suck right off trinity too. we used to hual ass though there in high school when it was all gravel
[Edited on September 5, 2007 at 2:57 AM. Reason : my 2cw]9/5/2007 2:53:56 AM |
k2taboo All American 1280 Posts user info edit post |
fucking morning wood has never hurt like this before god i wish my dreams to be only about baseball and my grandma thanks for the pics underpsi. and that funny pnis. haha primer it was a 97 not that nice. yeah i talked to insurance agents from her company yesterday they are calling me again today they said. 9/5/2007 8:25:30 AM |
seedless All American 27142 Posts user info edit post |
it looks like your bike can be fixed, but maybe your insurance deemed it as totaled? 9/5/2007 8:58:05 AM |
beatsunc All American 10749 Posts user info edit post |
^no freakin way that aint totaled. 9/5/2007 5:42:01 PM |
Skack All American 31140 Posts user info edit post |
That shit is totalled to hell, but someone could still steal it and sell it to JBaz for $2000. 9/5/2007 5:45:54 PM |
BluBalls All American 576 Posts user info edit post |
damn man that sucks, glad to hear you're not dead just a little handicapped 9/5/2007 6:26:17 PM |
BigBlueRam All American 16852 Posts user info edit post |
Quote : | "mr fucking lawyer over here. your way fucking wrong." |
you dumb mother fucker, you never cease to look like a complete idiot. i'm going through the EXACT same thing right now, i think i'm more than qualified to know who you can/can't sue. i mean, unless you're saying my lawyer, who has never lost a personal injury case, doesn't know wtf he's talking about.
don't you have some oil to change you stupid piece of white trash?9/5/2007 7:06:04 PM |
k2taboo All American 1280 Posts user info edit post |
^the last attorney i spoke to made it sound like you can man i dunno what is up though we shall see http://www.johnlocke.org/agenda2006/tortreform.html
[Edited on September 5, 2007 at 7:46 PM. Reason : ] 9/5/2007 7:44:04 PM |
BigBlueRam All American 16852 Posts user info edit post |
i assure you that you can't sue the individual person, only the company. that's one of the main purposes of having insurance, to protect yourself from being sued.
even though you can sue the company, you're still limited by the limits on the persons policy. if they only have 100k of coverage, but your exspenses are 200k, guess what? you're screwed. that's why it's important to carry as much uninsured/underinsured coverage as you can on your own policy.
[Edited on September 5, 2007 at 7:53 PM. Reason : ^that link is concerning medical malpractice... ] 9/5/2007 7:51:09 PM |
slowblack96 All American 4999 Posts user info edit post |
well when you have a stupid nigger run over you. (like what happend to me in the 9th grade). and the insurrance does not cover a certain amount. you can sue them for the res of the amount. not anyting else. there was 20k left over in bills when i was hit buy a car and my dad sued(seeing how i was only 14 when it happend) and he won his case against the guy that hit me. he had to pay up the 20k. i seriously could not tell you how it worked out because it was 14 and my dad died of cancer 2 years later. but anyway you can sue the individual 9/10/2007 12:54:10 AM |
k2taboo All American 1280 Posts user info edit post |
^^ somoething on that site had motor vehicle too i would look through it but im lazy and you are right though about the sueing part. u do get the pain and suffering from insurance if the max payout has not been reached 9/12/2007 8:03:41 AM |
SandSanta All American 22435 Posts user info edit post |
Quote : | "even though you can sue the company, you're still limited by the limits on the persons policy. if they only have 100k of coverage, but your exspenses are 200k, guess what? you're screwed. that's why it's important to carry as much uninsured/underinsured coverage as you can on your own policy." |
Not really. If they carry shitty insurance but have assets that can cover the 200k then your lawyers have a right to begin liquidating.
This is actually why its not really economical to carry low limits on insurance: They can come right after you once your insurance policy has run out.9/12/2007 10:39:42 AM |
BigBlueRam All American 16852 Posts user info edit post |
Quote : | "Not really. If they carry shitty insurance but have assets that can cover the 200k then your lawyers have a right to begin liquidating." |
i'm not sure how much clearer i need to make this. NO YOU CAN'T. serisously, feel free to call an attourney and discuss with them that specific question. all of you bozo armchair lawyers don't have a clue what you're talking about.
i mean, maybe there are some situations where you can sue a person beyond their insurance policy. auto/motorcycle accidents isn't one of them.
now, if your insurance company pays out umi coverage to you, they have the right to go after the other person for assetts to cover their loss. you don't see any of that money though. maybe that's what all of you are thinking about.
Quote : | "This is actually why its not really economical to carry low limits on insurance: They can come right after you once your insurance policy has run out." |
no. it's not economical to carry low limits because you can screw yourself if you get hit by someone else with low limits.9/12/2007 11:51:11 AM |
SandSanta All American 22435 Posts user info edit post |
Yea, so, no you actually can.
Its happened to someone I know.
Let me actually give the situation instead of being a smartass faggot. The kid ran into and totaled a car whose worth exceeded the amount of his state minimum liability coverage and ended up being responsible for the difference. Luckily for him that wasn't too excessive.
[Edited on September 12, 2007 at 12:07 PM. Reason : edit] 9/12/2007 12:03:32 PM |
BigBlueRam All American 16852 Posts user info edit post |
dude, i don't care whose grandma's brother you know that this has happened to. everyone has a story. mine is that i have been through this EXACT same stuff over the past 11 months. as in, i talk to my personal injury lawyer once i week. i've been through all the insurance talks/interviews. i've filed suits. my exspenses far exceed the coverage that the guy who hit me had.
i'm hardly a legal expert, but i've been through the rounds of this subject personally and currently. not just heard what a friend went through.
again, i promise you that you personally can not sue an individual person for excess losses. in the situation you mentioned, find out who actually sued your friend. i guarantee it was the other person's insurance company to get back the money they had to pay out to their client for the difference in the value of the car.
IF that person's insurance had also been crappy, there would have been no suit because their insurance wouldn't have payed out anything to cover the difference.
i'm not trying to be a smartass faggot, i just know exactly what the law is in this situation and all the posts trying to say otherwise are getting annoying.
[Edited on September 12, 2007 at 12:45 PM. Reason : .] 9/12/2007 12:32:35 PM |
AntecK7 All American 7755 Posts user info edit post |
remember some of this varies by state laws.
My mother had a bad accident, burned though the other person 100k coverage in a minute, layers investiaged the other persons assets, and found he had an decnt house with equity, but the guy had 2 kids and a wife, mom wouldnt go for more than insurance max, but it was definatly an option to go for the house and other assets.
This is why they sell umbrella insurance, to protect your assets incase something random happens that maxes out one of your other insurance policys.
[Edited on September 12, 2007 at 1:03 PM. Reason : dd] 9/12/2007 1:00:24 PM |
1 All American 2599 Posts user info edit post |
9/12/2007 1:04:17 PM |
Skack All American 31140 Posts user info edit post |
Dr. Huggard is a licensed attorney. He said you would be liable for damages beyond your insurance coverage and cited scenarios he had personally seen where people were sued for well beyond their insurance and ended up losing everything.
Furthermore, I have some very close friends whose parents ran a stop sign and killed another family as well as themselves. The other family sued their deceased parents' estate and ended up taking all the insurance money and the whole estate. They weren't allowed to keep anything of value and the other family was so vindictive they wouldn't even let them take things with sentimental value.
Maybe things have changed, but it certainly seems that you could sue someone at some time within recent years.
[Edited on September 12, 2007 at 1:08 PM. Reason : s] 9/12/2007 1:08:08 PM |
SandSanta All American 22435 Posts user info edit post |
I'm not a legal expert myself but given that case and from my discussions with my own insurance agency, if I cause property damage in excess of my coverage, then I will be personally liable to makeup the difference.
Bodily injury maybe very well be handled differently then property and obviously you have an ongoing case to the contrary of my understanding.
Anyway, lets just agree that it fucking sucks balls getting beasted in an accident. 9/12/2007 1:24:23 PM |
Skack All American 31140 Posts user info edit post |
Agreed. 9/12/2007 1:28:09 PM |
AntecK7 All American 7755 Posts user info edit post |
Remember if you dont have any assets, there really isnt anythign the other person can sue for.
Ie if i kill sombody they can sue me for 1 million
but i dont have anyhting of value (besides my bike)
so therefore there is no point
In NC you cant garnish wages for that from my undestanding.
Now if i owned like a beach house, or even my own house (i dont have hardly any equity yet) you could sue for the equity in my house or my beach houes.... I think, at least in PA 9/12/2007 2:56:01 PM |