who is giving away $200?? I think this might be something I am very interested in.. enlighten me I've been thinking of opening up a new savings acct. for long term savings.

10/1/2006 7:03:57 PM

I'm opening up an orange savings account, I'd like to use someone as a reference.

[Edited on November 27, 2006 at 9:40 AM. Reason : PM me]

11/27/2006 9:40:22 AM

I got a referral, thanks

11/27/2006 11:31:19 AM

pm me, I got plenty left

11/27/2006 11:34:52 AM

I've got several left too, if anyone wants one

11/27/2006 4:56:56 PM

just got this email. looks interesting:

Quote :

"Electric Orange is everything you'd expect from ING DIRECT and more: * It pays high interest o 5.30% APY on every dollar for balances of $100,000 or more o 5.05% APY on balances between $50,000 and $100,000 o 3.00% APY for balances up to $50,000 * A MasterCard® Debit Card for purchases * Free ATM access at more than 32,000 locations nationwide * Free Bill Pay * Send money securely to anyone for Free with Electric Checks "

in short, an interest bearing checking account with a debit card, ATM access and bill pay.

12/20/2006 6:22:10 PM

if anybody wants a referral, pm me

12/20/2006 8:34:13 PM

^^is that through ING too? cause i don't see it on the link provided on page 01 and if thats the case i'm closing my BB&Theft account and opening with ING. Definitly going to do the savings account.

12/20/2006 11:28:14 PM

Quote :

"The expansion, which Kuhlmann termed "audacious," comes as the bank plans to offer high-yield online checking accounts amid intensifying competition. ING DIRECT will make the checking accounts, dubbed "Electric Orange," available nationally Feb. 1. It plans a limited introduction next month, making checking available to 400,000 of its most active customers – ones who make frequent deposits and withdrawals in their online savings accounts. Kuhlmann said he hopes that in Electric Orange's first year, half a million customers will sign up. "

It's not on the main page. So full roll-out expected first of Feb., you have to have ING Direct to open up an Electric Orange account. Sounds like the checking account from heaven. I think they also have paper checks available for use as well, should you need them.

12/21/2006 10:47:24 AM

badass.

I will certainly be signing up and giving wachovia the finger.

12/21/2006 10:48:43 AM

I'll still keep my SECU account, but open up one of these as well. It'd be nice to be able to use a MasterCard where I can't use my Visa (though that's not usually a problem). I just would want a brick and mortar bank to go to until I get over my (and my wife's) fear of completely paperless banking.

12/21/2006 10:50:50 AM

yeah, i still use cash at times, and im cheap, so i want atms i can go to without being charged a service fee.

12/21/2006 10:52:38 AM

If you want a nice savings account...HSBCDirect. 5.05%.
So I'd get this for checking and HSBC for savings...and win.

12/21/2006 11:01:37 AM

so this 4.5% is an annual rate?

Quote :

"Earn 4.50% Annual Percentage Yield on an FDIC-insured savings account with no fees, required minimums or service charges… no matter how much you have on deposit."

got it from the ingdirect website.

[Edited on December 21, 2006 at 2:42 PM. Reason : .]

12/21/2006 2:41:19 PM

yes

12/21/2006 7:55:54 PM

I just signed up for hsbc, but 5.3% sounds good too...
http://www.amtrustdirect.com

[Edited on December 22, 2006 at 12:17 AM. Reason : .]

12/22/2006 12:17:32 AM

i have 20 referrals, PM me!

12/24/2006 9:18:57 PM

What's that ?!


Oh ... that's just a guy fighting with his inner child


..... but i wannnnaaa frapppaaachiiinnoooooooo!! YOU'RE SO MEANNNNNN

12/24/2006 10:17:23 PM

Time to move my emergency fund out of my checking account. Anyone willing to help a guy open his first ING account?

12/25/2006 12:16:20 AM

Just call them up. Took me 10-15 minutes tops to set up a savings account and a CD with them.

12/25/2006 11:03:57 AM

I'm going to be opening an ing account, that electric orange checking was the final nail in the coffin. First person to PM me a referral gets it.

12/25/2006 11:19:33 AM

what's your email address?

12/25/2006 11:23:49 AM

shawna wins again.


Anyone have any thoughts on ING's funds? I wonder if their strategic allocation fund is worth looking into.

[Edited on December 25, 2006 at 11:36 AM. Reason : .]

12/25/2006 11:29:52 AM

what good is using a referral?

12/25/2006 6:12:31 PM

got plenty of referrals... PM me

12/25/2006 6:21:04 PM

sent a pm, but... what is the advantage of using a referral versus just signing up online?

12/25/2006 6:45:01 PM

with a referral the person who refers you gets 10 dollars and you get 25 dollars for signing up

12/25/2006 6:49:03 PM

i wish this was easier to pick what percentage of my 401k i want to go into what investment...aaaaaggh!!!

high risk, low risk, mid cap, small cap OH THE PRESSURE

12/28/2006 2:05:45 PM

^ who manages your 401k? Most 401k managers have retirement-year funds set up now, like "2035" or "2040", based on the year you turn 60. Then you just throw all your money in that fund and it will be adjusted yearly based on short and long term risk.
If not, your manager should have plenty of documentation and allocation suggestions for the risk level you want to take.

12/28/2006 2:40:52 PM

^ those funds tend to have high fees, btw.

12/28/2006 2:49:10 PM

my company uses ING...i've been reading this book they gave me with all the forms trying to figure it out. it's just confusing. i think i got it now though.

i'm not sure who the actual person is...i just know our accountant is all "GET ME THESE FORMS TODAY!" gah...

[Edited on December 28, 2006 at 3:00 PM. Reason : ]

12/28/2006 2:55:48 PM

Dont let n00bs be your referrals


Give it to us old dogs, pm me yo.

[Edited on December 28, 2006 at 3:37 PM. Reason : I am offering not looking ]

12/28/2006 3:34:09 PM

so apparently you can sign up for electric orange now

if you log in and go to products, there should be a link to learn about electric orange if you're eligible.

1/2/2007 9:35:38 AM

What is electric orange?

i used to use an ing account for a good bit, but dumped all the money out about 8 months ago.

1/2/2007 9:48:26 AM

it's a high interest bearing (3% vs. 0.75% for SECU) paperless checking account with no fees, ATM access, free billpay. Must be an ING direct member to use it. Going to sign up when I can't get the wife's account linked to mine. If you need a referral PM me.

1/2/2007 9:55:14 AM

i'm going to open an ING savings acct, if anyone has a referral they'd like me to use please send it my way

1/2/2007 10:30:42 AM

got a referral -- thanks

1/2/2007 11:21:43 AM

Quote :

"^ those funds tend to have high fees, btw."

not with Fidelity

1/2/2007 12:31:07 PM