do not listen to ^^this idiot. never use small insurance companies. they will most likely not be there when you need them to and a lot of times they will go out of business without any warning and leave you with nothing.

Quote :

"Aug 30, 2006 -- For auto insurance, go with top two Insurance is one thing Clark doesn?t skimp on, and he doesn?t want you to either. You want your life insured with a financially solid company that will be around down the road when your family may need it. With life insurance, quality means financially strong. When it comes to car and home insurance, quality means that the company is there for you and does a good job. J.D. Power & Associates and Consumer Reports recently rated auto insurers, and both found two companies that are far better than any other company. There are good companies out there, but these two blow everyone away every year. They are USAA and Amica Mutual. USAA is only available to military personnel, their dependents and recent retirees. But Amica is open to everyone. You must qualify as a solid customer and you must have a good driving record. It?s tough to get in. But once you?re in, you will be very happy. So, which company is the worst? According to J.D. Power, AIG was the worst insurer. It?s one of the world?s largest insurers, but apparently its customers are not very satisfied. Just above was GMAC, Mercury and Allied. Clark was surprised by one of the lower ranked companies ? Progressive. The company is known as being very smart and changing the insurance industry for the better. But again, its customers aren?t getting the service they want, according to the survey. "

http://clarkhoward.com/shownotes/category/9/27/

[Edited on January 20, 2007 at 9:40 AM. Reason : -]

1/20/2007 9:39:46 AM

I have Allstate for my insurance, and I love them, my insurance rates are really cheap
I pay $117 a month, for a 04 dodge stratus and a 99 dodge ram, both with FULL coverage and not just the low rates for injury and personal damage and so forth - I have uninsured drivers covered and towing up to $50, my deductible is only $150, which is pretty darn awesome - on top of that, Im only 20, which should make my rates higher but they arent - the reason why its so cheap is because Im on my grandfathers account(im not supposed to be because im married lol), otherwise my insurance would be a lot higher

try and find someone with a good driving record so you can be on their insurance, even maybe have more than one car on the insurance because that gives you a multiple car discount

[Edited on January 20, 2007 at 10:24 AM. Reason : ]

1/20/2007 10:23:18 AM

^^ how does my suggestion to avoid using allstate, state farm, progressive, or geico insinuate (sp?) that i'm saying to go with a small insurance company? I never said anything about using a small insurance company.

I'm saying use an independent agent to get quotes with Hartford, Travelers, Cincinatti, Auto-Owners, Montgomery, Selective, etc. because they are large insurers with fantastic AM Best ratings. AM Best ratings of A, A+ or A++ indicate a company with tremendous financial stability, and all of those companies have at least an A. (not sure on Selective and Montgomery, but pretty sure they are at least an A)

1/20/2007 1:48:13 PM