http://www.ncsu.edu/news/press_releases/06_04/076.htm
Article includes a lot of mish-mash inbetween ... summary:

Quote :

"About 400 North Carolina State University freshmen from low-income families will have 100 percent of their financial aid needs met this fall thanks to Pack Promise, a student success plan that will be formally announced today at the NC State Board of Trustees meeting. [...] About 350 to 400 Pack Promise students will be admitted per year, bringing the number to as many as 1,600 when the program is fully functioning in four years. With the addition of about $1.6 million to $2 million in new aid , the university has committed to making more financial aid available than ever before. [...] The anticipated aid package for 2006-07 will be about $14,000 for an in-state student and $27,000 for an out-of-state student for the year. The portion of each student's aid package devoted to loans will be no more than $2,500; work study will account for $1,500. Work-study positions will be linked to undergraduate research opportunities, providing students with additional opportunities to work closely with world-class research faculty. "

First question: Where is the money coming from for this?
Second question: Who qualifies under what merits?
Third question: If I claim myself as independent ... could I get my school paid for?

5/1/2006 5:34:40 AM

First question: Where is the money coming from for this?

Quote :

"The university will use a portion of its campus initiated tuition increase to fund the first year of Pack Promise."

Second question: Who qualifies under what merits?

Quote :

"new freshman from families whose income is at or below 150 percent of poverty level (using the federal definition)"

Third question: If I claim myself as independent ... could I get my school paid for?

No:

Quote :

"Pack Promise will provide for 100 percent of the financial aid needs for new freshman from families whose income is at or below 150 percent of poverty level (using the federal definition)."

Perlith, learn to read.

[Edited on May 1, 2006 at 5:51 AM. Reason : ]

5/1/2006 5:37:29 AM

They were honest questions ... please don't roll at me. Let me ask for a definition then ... what qualifies as a family?

5/1/2006 5:52:34 AM

So let me get this straight....if my family is lower middle class, I have to take on a crushing amount of student loans... but if my family is poor, I just get everything for free? Isn't that like reverse Darwinism?

5/1/2006 8:24:48 AM

Quote :

"They were honest questions ... please don't roll at me. Let me ask for a definition then ... what qualifies as a family?"

Can't answer that for you, but I do wonder - will you a new freshman in the fall?

5/1/2006 8:26:31 AM

Quote :

"and $27,000 for an out-of-state student for the year"

great, we are subsidizing out of state students

5/1/2006 8:29:22 AM

^Keeps inbreeding down

5/1/2006 8:53:11 AM

yes, but do we really want the new jersey disease to spread?

5/1/2006 9:37:26 AM

wtf are we subsidizing out of state students?

when they ask for alumni money in a few years
they can go to hell. or nj. same difference.

5/1/2006 9:51:09 AM

what is state's tuition these days?

5/1/2006 9:53:23 AM

Perlith, I think if you do some additional research, you'll find that the Pack Promise isn't that much of transition from the university's pre-existing financial aid policy. It's always been the University's policy to give to the most needy students first.

When the Carolina Covenant got started, it put pressure on university to come up with a similar program...so they just took what they're already doing, made some slight adjustments and put a cute alliterative name on it.

* Note: For comparisons sake, information about the Carolina Convenant: http://www.unc.edu/carolinacovenant/

5/1/2006 9:58:04 AM

*cough* RIPOFF

for once it would seem like the administration would try to do something before carolina instead of being reactive. "OH TEH HEALS DID IT SO WEE R NEED 2 TOO."

5/1/2006 10:07:38 AM

who cares?

The end result is what matters here, not the pride of coming up with it.

5/1/2006 10:21:55 AM

Quote :

"So let me get this straight....if my family is lower middle class, I have to take on a crushing amount of student loans... but if my family is poor, I just get everything for free?"

It gets better as you get older. We got slapped with a 30K hospital bill for child delivery because we made just enough. Meanwhile other people I know that don't make "just enough" deliver 4 kids - with no expense whatsoever. Middle class for the loss.

5/1/2006 10:37:25 AM

everybody knows the middle class of America pays for everything, not the rich and the poor.

5/1/2006 10:44:32 AM

poverty is like 19k, so the figure we're looking at is less than 30k

so if all of you bitching about this would like to work it out where your parents make less than 30 thousand a year

fuckin a, go ahead

and

Quote :

"It gets better as you get older. We got slapped with a 30K hospital bill for child delivery because we made just enough. Meanwhile other people I know that don't make "just enough" deliver 4 kids - with no expense whatsoever. Middle class for the loss."

would you like to produce any figures to go with this anecdote, or is "i hate the poor" rhetoric enough?

[Edited on May 1, 2006 at 10:51 AM. Reason : ?]

5/1/2006 10:49:45 AM

I don't hate the poor, just the system.

18,999K/year = free ride.
19,001K/year = screwed.

I thought I supplied some figures.

Our bill was in excess of 30K (figure 1). Family 2's bill was 0K (figure 2). Difference? A few K in yearly income.

I dunno. Maybe if they scaled it? Less than 19K = the current free ride. Less than 25K = help on scale 1. Less than 30K = help on scale 2.

[Edited on May 1, 2006 at 10:59 AM. Reason : -]

5/1/2006 10:56:39 AM

The financial aid system is scaled. The FAFSA determines how much your family has to contributes. Personally, I have no problem with giving away money to students, it's better than wasting it on other craps such as the war in Iraq. I'm not even gonna open that can of worms.

5/1/2006 11:06:32 AM

Quote :

"It gets better as you get older. We got slapped with a 30K hospital bill for child delivery because we made just enough. Meanwhile other people I know that don't make "just enough" deliver 4 kids - with no expense whatsoever. Middle class for the loss."

I'm assuming that you don't have health insurance if you got slapped with a bill like that. And from the sounds of it, this was a planned child. If so, why are you having a child that you cannot afford to support?

[Edited on May 1, 2006 at 11:09 AM. Reason : ga]

5/1/2006 11:08:51 AM

Uncle Sam coulda bought one less bomb and financed my education instead

but hey, that's just not how America rolls

5/1/2006 11:09:41 AM

Why can't they do this for out-of-state students?

5/1/2006 11:13:21 AM

Quote :

"Why can't they do this for out-of-state students? "

you mean like they do?

Quote :

"The anticipated aid package for 2006-07 will be about $14,000 for an in-state student and $27,000 for an out-of-state student for the year."

I don't think you would have been eligible, anyway.

5/1/2006 11:17:56 AM

yea, to be eligible, you have to be an incoming freshman.

5/1/2006 11:21:47 AM

Quote :

"Our bill was in excess of 30K (figure 1). Family 2's bill was 0K (figure 2). Difference? A few K in yearly income."

that is 1 figure, sortof

how do you know the delivery was free for this other family?
do you know their insurance status?
what is your insurance status?
were there any complications with the delivery?
what is their income (remember they also had 3 kids already, which definitely changes the scale)

right now you're still giving me "i hate the poor rhetoric"

now let me ask you some rhetorical questions

would you trade those "few K's" and not know how your light bill was going to get paid? would you trade those "few K's" to wonder if your child is even going to get into college, let alone pay for it? would you trade those "few K's" and not ever be able to own your own home?

some people in this country like the "benefits" that lower class people get outweigh the fucking negatives

5/1/2006 11:29:26 AM

and lutra

you're from fucking georgia

you shouldn't have any comments about the out-of-state tuition

you want cheap school, go to one of your Hope Scholarship facilities

5/1/2006 11:30:28 AM

^agreed. Hope Scholarship is very nice indeed.

5/1/2006 11:39:23 AM

I don't want to derail the thread anymore than I already have, so I'll leave it at this:

-how do you know the delivery was free for this other family?
Related

-do you know their insurance status?
None

-what is your insurance status?
Some

-were there any complications with the delivery?
No

-what is their income (remember they also had 3 kids already, which definitely changes the scale)
Kid 1 (read: no other kids at the time) - delivery = free
Kid 2 (read: one other kid at the time) - delivery = free
Kid 3 (read: two other kids at the time) - delivery = free
Kid 4 (read: three other kids at the time) - delivery = free

-right now you're still giving me "i hate the poor rhetoric"
I don't hate people in my family. I do, however, think the system is unfair. Think what you want.

Quote :

"would you trade those "few K's" and not know how your light bill was going to get paid? would you trade those "few K's" to wonder if your child is even going to get into college, let alone pay for it? would you trade those "few K's" and not ever be able to own your own home?"

So now your are saying that those "few K's" keep you from worrying about those things. Hardly. Keep in mind that those "few K's" also netted you some serious debt, so you can also add "worry about how I'm going to pay off this debt" to the existing list.

now let me ask you a rhetorical question

Why do you think poor people keep having more kids than they can afford? What would be their incentive to get off medicaid and welfare if their financial situation would be worse if they made just enough.

5/1/2006 11:41:12 AM

are you really suggesting the people in your family are having kids just to save money

did you worry about money when you decided to have yours?
abortions are a lot cheaper than deliveries if money is what the decision was based on

i'll move this to a real quesiton then

would you and your spouse have asked for pay cuts when you got pregnant rather than pay that 30k

and you say "some"

why did you have a kid without full insurance? what kind of jobs are you working?

perhaps you are

Quote :

"poor people ... having more kids than they can afford?"

[Edited on May 1, 2006 at 11:44 AM. Reason : `]

5/1/2006 11:44:01 AM

^gg.

5/1/2006 11:47:27 AM

Quote :

"perhaps you are "poor people ... having more kids than they can afford?"

Yeah, perhaps.

5/1/2006 11:52:59 AM

So we get a tuition jack to pay for htis?

5/1/2006 12:01:37 PM

I think the money comes from alumni endowment.

5/1/2006 12:06:50 PM

ps

Quote :

"The portion of each student's aid package devoted to loans will be no more than $2,500"

they'll still be responsible for about 10k in loans

5/1/2006 12:08:57 PM

^^^
Part of the recent increases were related to financial aid. How exactly this fits in is probably unknown to the public. Might be able to find out if you do a bit of searching.

Quote :

"Can't answer that for you, but I do wonder - will you a new freshman in the fall?"

I won't ... I'm keeping a lookout for a younger sibling who will most likely be attending NCSU in the near to far future. I know my family's financial situation, and I don't want him graduating with more debt than me.

Quote :

"Perlith, I think if you do some additional research, you'll find that the Pack Promise isn't that much of transition from the university's pre-existing financial aid policy. It's always been the University's policy to give to the most needy students first."

Was curios if anybody knew offhand how exactly it worked and it was different from the existing system. You are most likely correct and I will look into it some more later.

[Edited on May 1, 2006 at 12:17 PM. Reason : .]

5/1/2006 12:11:14 PM

do they use the same criteria as the fafsa

hah cause if i can only use my mom i would qualify

5/1/2006 12:27:52 PM

^ If you have an EFC of 0, they generally ask for your parent's tax forms. If your mother doesn't file for head of household (and I'm sure she doesn't) then that won't fly.

Personally, I think it's great that they're doing this. I get about half of my financial aid covered by NCSU (through various grants) and I know that if I hadn't been lucky enough to get a ~$7,000 scholarship, I wouldn't be in school.

I will admit that stuff like this sucks for people whose parents are in the middle class range and can't really afford to send them to school even though their FAFSA says that they can.

5/1/2006 12:52:40 PM

it angers me that I had to join the army and take out a large amount of loans to get where I am now

and now, they just give it away to people who probably dont deserve it or recognize that education is an investment in yourself

thats probably how those idiots who went around shooting people and wearing teeth grillz got at State to begin wth

5/1/2006 12:57:50 PM

Quote :

"If your mother doesn't file for head of household (and I'm sure she doesn't) then that won't fly."

well why would she not?

5/1/2006 1:02:07 PM

^^yes

lets use stereotypes again

that makes your initial comments even more credible

there are plenty of people who don't want to pay the army to pay for your college

you're right though, a college education is an investment, unfortunately based on hindrances outside of their control they are currently less able, if not completely unable, to provide that investment.

and nobody has answered my first question from this thread

how much does it cost to go to state these days?



[Edited on May 1, 2006 at 1:04 PM. Reason : you fuckin' crybabies]

5/1/2006 1:02:09 PM

^^ Duhr me, I was assuming that your parents were together. If they're divorced then yes, she would be head of house hold. Sorry about that. Technically her information is all that you would have to file, even if you were getting support on the side from your dad.

[Edited on May 1, 2006 at 1:05 PM. Reason : 'foot: http://www7.acs.ncsu.edu/financial_aid/costs.htm]

5/1/2006 1:04:18 PM

holy shit 14,000 to go to state?

wow

18k for campbell don't seem that bad now....

5/1/2006 1:12:10 PM

i just think its funny that i can qualify for free scholarship

5/1/2006 1:17:02 PM

This reminds me of scholarship night at my high school.

I was middle class, had a 4.0, did about 30 activities during my high school career and worked 30 hours a week. I got nothing.

My best friend's parents were divorced, and her mom made next to nothing. Her dad however, paid very little in child support, but bestowed upon my friend a brand new Jetta, Abercrombie clothes, and spending cash galore. She had a 3.0, was involved in not one school activity, and didnt work.


She got a full ride to her school because her family (aka head of household mom) was so "poor".

5/1/2006 1:17:46 PM

Quote :

"I think the money comes from alumni endowment."

think again

Quote :

"The university will use a portion of its campus initiated tuition increase to fund the first year of Pack Promise."

5/1/2006 1:46:48 PM

Fuck this. If you're poor...work hard and get a scholarship.

5/1/2006 1:54:17 PM

Quote :

"So let me get this straight....if my family is lower middle class, I have to take on a crushing amount of student loans... but if my family is poor, I just get everything for free? Isn't that like reverse Darwinism? "

I think this can be said across the board. The middle class is gettin the squeeze and has been. the rich can take advantage of the system to get more money, and the poor live off the system while the middle class foots the bill.

5/1/2006 3:26:30 PM

["it angers me that I had to join the army and take out a large amount of loans to get where I am now"]
I agree with you 100%


["Uncle Sam coulda bought one less bomb and financed my education instead"]
Oh yeah because that is Uncle Sam's responsibility, to pay for education

5/1/2006 3:44:07 PM

In Europe, many universities are free or cheap, with tuition running $500/year or so

but I guess America doesn't play that communist bullshit

5/1/2006 3:53:42 PM

stop being haters cause you didnt go to school for free

5/1/2006 4:07:27 PM

we are being haters because we have to pay for arrogant scumbags like you

5/1/2006 4:28:33 PM