Just got an engagment ring, would like to have it insured against theft, any recommendations

11/30/2006 3:29:00 PM

i just put in on my homeowners policy.

11/30/2006 3:29:34 PM

does that also protect against theft as in, someone taking it in public

11/30/2006 3:32:04 PM

they offer it on renter's insurance as well, i use state farm for my renters and car insurance, and i get a discount for multiple policies that basically covers the renter's insurance

11/30/2006 3:32:53 PM

i believe so. it protects it against pretty much everything.

11/30/2006 3:33:18 PM

any idea of the cost? Some one recommended jeweler's mutal

[Edited on November 30, 2006 at 3:44 PM. Reason : a]

11/30/2006 3:39:05 PM

i just bought one too. you can do it through your bank with "valuable property insurance". i pay about 89 bucks a year for a 9000 ring.

11/30/2006 6:33:56 PM

Get a state farm personal articles policy. I have a $15000 ring set and for $147 a year, it covers ANYTHING for both rings...stones falling out, ring going down the drain, it getting stolen or lost...ANYTHING.

They'll just cut me a check for the appraised value or will pay to have stones replaced or whatever.

[Edited on November 30, 2006 at 7:11 PM. Reason : that too]

11/30/2006 7:10:33 PM

^ exactly correct - the girl's ring is on the renter's insurance - i think you'll spend roughly 1% of the total cost per year on insurance for it

11/30/2006 7:43:59 PM

schedule it on your homeowners or renters insurance, make sure it covers mysterous( sp?) dissapearance.

11/30/2006 10:35:09 PM