HOLY SHIT! 99.75% APR!!! 42 monthly payments

Quote :

"HOLY FUCKING SHIT!!!"

did I mention HOLY SHIT yet? How is that even close to legal? Isn't that pretty much the definition of predatory lending?

7/1/2008 10:00:37 PM

holy shit, the 1000 "loan" in NC has a 141% interest rate. at least it's only a year of payments, but still. jeez!

7/1/2008 10:02:03 PM

I do not think that is legal in NC.

7/1/2008 10:03:16 PM

i mean, the 10,000 loan is at least almost respectable, but jeez, 100 fucking percent? that's ri-damned-diculous

7/1/2008 10:04:53 PM

should be legal. if you're dumb enough to sign that you deserve to be assfucked by a bank.

7/1/2008 10:05:49 PM

Why am I investing in a bank? I need to start this type of business up.

7/1/2008 10:07:29 PM

holy shit, this is serious

lololololol wow

7/1/2008 10:10:42 PM

jesus christ!

7/1/2008 10:11:01 PM

Quote :

" To Whom It May Concern, My name is Amber-Lee G. and I have had all kinds of trouble getting a Financial Institution to believe in me enough to give me a loan. I am a married, working mother who really messed up her credit during those crazy teenage years. Then I get your flier in the mail, I call and talk to your wonderful representative Kyle and he has helped me take a million pounds of my shoulders. He was totally professional, but also caring and understanding, which is rare. I hope you treasure Kyle as an employee, because if he helps everyone, the way he helped me, you will have a very successful business! Thanks again for everything… Amber G. "

7/1/2008 10:11:02 PM

Actually it probably is legal. Interstate commerce. If they do not have an office or any representatives in NC then NC laws do not apply.

7/1/2008 10:14:29 PM

I thought that NC is one of the places credit card companies go so they *can* charge that much

7/1/2008 10:17:59 PM