Had an accident earlier this year . Single car, my fault. Totalled like 5 grand.

Allstate wants to increase my rates from 450 to a little over 1k per 6 months. They said it was the accident plus some 5 years of no accidents discount and there's no accident forgiveness in this state. Is this a normal bump? Have you all had experience with anyone else?

6/5/2013 2:42:37 PM

I saved a few hundred per year switching to GEICO and have had good service

6/5/2013 2:56:50 PM

i saved quite a bit going to progressive from geico...and then saved even more going to amica

[Edited on June 5, 2013 at 3:12 PM. Reason : but i don't have an accident on my record right now, so who knows]

6/5/2013 3:09:12 PM

Progressive puts me around 650, 500 deductible, 30k/60k/25k liability for person/accident/property.

Least annoying website I found so far that doesn't want me to get called by a sales rep.

Edit: Huh and with 3 SDIP points (on the contract). I saw some flier that said companies charge +60% for 3 SDIP points. Still seems reasonable.

[Edited on June 5, 2013 at 3:47 PM. Reason : .]

6/5/2013 3:40:20 PM

Interesting, I went from Amica to Geico and saved about 48%, no accidents in last 5 years, same coverage.

6/5/2013 9:40:09 PM

+1 for Amica - they rock. They were cheaper than Geico - but not by much

[Edited on June 5, 2013 at 10:08 PM. Reason : ]

6/5/2013 10:07:41 PM