^ you asked a bunch of questions that are impossible to answer right now. If AA leaves the alliances then it depends on when and what time period they give to use points on partner flights. Way too much up in the air to even guess.

If you go ahead and book a ticket now and cancel in Nov know that you will need to pay a pretty steep fee to have your points reinstated unless you book an AAnytime ticket, which is way more points than the AA Saver ticket. You will also need to pay a fee to reschedule a flight on a partner airline.

12/20/2013 7:40:07 PM

Thanks, I don't really follow the mileage programs that closely so I thought someone might have a little more insight. I guess I'll just wait a couple months to book a flight in January '15 and hope there's no major changes.

12/21/2013 7:35:17 AM

Wahoowa, I think sell my rewards will overnight you a check so you can likely avoid paypal fees this way.

12/21/2013 8:50:12 AM

^ yup but I would rather have the security of seeing the money instantly than wait for a check in the mail (and have to deal with the issues if it never shows up). Mine was a pretty significant amount so it was even more important to have the money in hand before giving over access.

12/21/2013 11:48:06 AM

Bruce sounds pretty hungry for some AMEX right now if anyone is sitting on any.

12/21/2013 4:11:50 PM

Picked up the Discover It card with the 150 sign up bonus. Seems like a decent enough 5% cash back card with free monthly fico score and no annual fee.

12/22/2013 6:43:20 PM

Link?

12/23/2013 12:42:32 PM

Don't know the link - but I just learned that Barclay's will give you your FICO score for free.

12/23/2013 1:04:19 PM

775 here Thanks!

12/23/2013 1:08:16 PM

765

Quote :

"Cardmembers can view their score online as often as they like, but to be clear, cardmembers aren’t pulling their own score. We receive a new score from Transunion, at a minimum, every 60 days. So, when the cardmembers log-in what they are seeing is the latest score we have on file. However, score updates could happen more frequently, depending upon certain changes to the cardmembers credit report; like applying for new credit or refinancing a mortgage. Cardmembers will then receive an email alert notifying them that their score has changed."

[Edited on December 23, 2013 at 1:11 PM. Reason : ]

12/23/2013 1:08:29 PM

http://www.creditkarma.com give scores for free too.

12/23/2013 1:23:26 PM

Yeah - but I have to create an extra account. Also - doesn't credit karma pull it every time?

12/23/2013 1:26:13 PM

and http://www.creditsesame.com/

[Edited on December 23, 2013 at 1:26 PM. Reason : no, not every time]

12/23/2013 1:26:20 PM

Quote :

"http://www.creditkarma.com give scores for free too."

That isn't FICO though. Discover offers Transunion which is still meh. Believe CK is Transunion also but shows about 40pts lower than what Discover showed.

12/23/2013 1:52:49 PM

Just got the 50k Amex personal Gold card

12/30/2013 5:02:21 PM

^ just signed my wife up for it too

12/30/2013 9:33:03 PM

Just put 1K on each of my SW cards. Plan on hitting the 2k mark next month for each.

12/30/2013 9:38:55 PM

So the idea is if you aren't working on a sign up bonus dump everything on your SW cards right?

12/30/2013 10:01:23 PM

I am working on the sign up bonus.
I already finished the spending req for citi aa and barclay arrival.
I have some hotel points I bought at cost I'll xfer to sw after the 100K pts hit.

12/30/2013 10:46:36 PM

Citi aa pts hit yesterday
I'll probably apply for this tomorrow

https://application.capitalone.com/icoreapp/jsp/application.faces?s=0012744022000XXCO31XX1ZZZZZZZZXXZBAN01ZZZZZZZZZZZZZZ&IARC=BAN&external_id=WWW_VC_BNUSCD_VT_GEN_VD5_5V_3X2B4_BAN2

1/7/2014 1:16:19 AM

My 80k IHG pts hit last month, now I just need to figure out how to convert those wisely.

I have met my spend for the 55k chase UR card, they'll probably hit next month.

WHATS NEXT, BITCHES

1/7/2014 2:08:40 AM

I found this to be useful.

http://saverocity.com/travel/the-best-hyatt-properties-worldwide-to-use-your-2-free-nights-from-the-hyatt-card/

I'm not about to blow my hyatt reward on some $150 a night property.

I really need to ramp up my hotel pts in 2014.
I have half a mil in airline miles chilling at the moment.

1/7/2014 11:38:18 AM

why don't you give me your airline points and I'll hook you up for a free night at a Candlewood Suites?

1/7/2014 1:47:14 PM

Haha. I bet we could work something out.

I need to start familiarizing myself with IHG.
I really know nothing about them and Marriott, points wise.

1/7/2014 1:59:02 PM

Hey is $815 a good price for 62K Chase points?

Also are they about to devalue?

1/7/2014 2:06:39 PM

I'll sell you 55k chase pts for $799

TAKE IT OR LEAVE IT

1/7/2014 2:08:52 PM

Is that a quote from Bruce?
I think I got 1.44 each last time I xferred to him.

1/7/2014 2:39:13 PM

Probably varies with how much you're selling. Think I got about 1.5c/pt last May but that was for about 125k.

^^ hold that thought. Let me see how much I can get for that plus what I have now.

Quote :

"Also are they about to devalue?"

http://boardingarea.com/dealswelike/2013/11/13/are-chase-ultimate-reward-points-devaluing/

1/7/2014 3:41:18 PM

Quote :

"Hey is $815 a good price for 62K Chase points?"

Nothing to base this on, but I think that's pretty solid. Who is the quote from?

https://sellmyrewards.com would give you 930$ for those 62k points

[Edited on January 7, 2014 at 4:11 PM. Reason : ]

1/7/2014 4:10:21 PM

Has anyone dealt with them before?

1/7/2014 4:18:44 PM

Yeah - they're good.

Let me know how your experience goes

[Edited on January 7, 2014 at 5:04 PM. Reason : ]

1/7/2014 4:58:57 PM

Quote :

"Yeah - they're good. Let me know how your experience goes"

Really? I can't find much conversation about them in the various forums...

David would you use them? Fanatik?

1/7/2014 7:11:52 PM

I think most probably use Bruce. I requested a quote from them but they were a little slow in responding and Bruce seemed to be on top of things. They ended up responding with an offer of about $150 more but I had already transferred the points. I may try them the next time I need to offload points since you can avoid the 2.9% paypal fees.

1/7/2014 7:44:51 PM

There's a few people talking about them on slickdeals.net

mabrokerage.com is another one.

1/7/2014 7:53:08 PM

^ I saw only one report of a successful transfer. Can you link to more than that?

1/7/2014 9:18:38 PM

Quote :

"The Chase Sapphire Preferred has 2x points on all travel and dining as well as a yearly 7% bonus on all points earned for the year! So for all travel and dining purchases you are getting 2.14x points and you still get a 20% discount when using the “Pay with Points” option, so this is still better than cash back cards. "

Did not know this. I assume even though I met my spend before the end of the calendar year but the points haven't hit yet that this won't apply until next year? Or maybe it's on your anniversary? I guess I should at least keep the card until then

1/7/2014 11:20:03 PM

Quote :

"David would you use them?"

Tough call. I've been able to get Bruce to give me the cash before I gave him the pts each time which I always liked.

1/8/2014 9:42:42 AM

Quote :

"I assume even though I met my spend before the end of the calendar year but the points haven't hit yet that this won't apply until next year? Or maybe it's on your anniversary?"

https://creditcards.chase.com/credit-cards/sapphire-preferred-card.aspx?fcsplit=2

Quote :

"You'll receive a 7% Annual Points Dividend on all new points earned on purchases made with your Chase Sapphire Preferred card during the previous year. ("Year" means, for your first year as a cardmember, the period beginning with your Enrollment Date through your billing cycle with a December closing date of that same year. For each year thereafter, "Year" means the twelve billing cycle period beginning the day after your billing cycle with a December closing date through your billing cycle with a December closing date of the next year.) Your 7% Annual Points Dividend will appear on your January or February billing statement. You will not earn the 7% Annual Points Dividend on new account bonus points, previous Annual Points Dividends awarded, or points transferred into your account. There is no maximum number of points that you can accumulate in the program. Bonus/Promotional offers may have a maximum accumulation. See Rewards Program Rules and Regulations which will be mailed after your account is established."

1/8/2014 10:38:01 AM

I called to cancel my AA Citi card last night before the fee hit and they gave me $95 instead. I need to shut some cards down, but I actually like this one since it gives me stuff. I'll shut down my Ink and Amex gold cards first I think.

The only reason I'd shut this one down at this point is so I can get it again sooner, but how long do you generally have to wait to get the 50k bonus again?

1/8/2014 10:46:59 AM

I was able to get AA to credit me the annual fee although I had to call before it hit.
I think you're supposed to wait 18 months before churning the same card.
I'm on my third unique citi AA card at the moment.

1/8/2014 11:12:24 AM

So if you're churning that card why are you holding on to it? Not being a dick, just wondering your thought process on whether I should cancel or hold it

1/8/2014 11:13:37 AM

I would have cancelled it, but they said they'd give me an additional thousand miles, plus I think I got an anniversary bonus, plus right now they are doing 5% back at grocery stores. Since I was going to get a bunch of miles from the citi aa business card bonus I figure a few thousand on top of that could net me some additional cash. I think most repeat bonuses are based off of when you opened the card or last received the bonus, not cancellation date, so wasn't too concerned about that. Plus there are other cards I want to get before I come full circle and start all over again. In addition I've leveraged open cards in the past to get additional cards by moving credit around.

1/8/2014 11:37:16 AM

what is your guys experience getting AMEX to waive their annual fee? At this point, I'm only holding onto my skymiles card for the delta benefits (free bags, etc) and I'm no longer expensing the fee so I don't really want to pay for it this year

1/8/2014 11:49:00 AM

You could look into getting the business equivalent.

1/8/2014 12:43:10 PM

^^ Interested in this as well. I'd really like to keep my gold card but $175 is just dumb

1/8/2014 12:44:42 PM

Quote :

"^ I saw only one report of a successful transfer. Can you link to more than that? "

Again I've had a successful transfer for them. They were quite friendly.

When my Chase/Amex points come up Im going to look heavily at mabrokerage.com

[Edited on January 8, 2014 at 12:53 PM. Reason : ]

1/8/2014 12:52:49 PM

I find it irritating when they cant give you a quote without haveing to fill out that information. I think that is sellmyrewards best feature in that you enter in your points with your specific card, and then it spits out an amount.

1/9/2014 8:23:27 AM

Their calculator is a bit off but it's nice to get a general idea. Think their offer actually ended up being about 1c/pt (~$140) less than what the calculator showed but it was still over $100 more than Bruce.

1/9/2014 8:42:49 AM

Has anyone here redeem their award points for a trip to Italy? I have 45k chase points and 50k Amex points. I am trying to figure the best way for my wife and I to get there in the August timeframe.

Doesn't look like I can transfer to AA, perhaps BA

[Edited on January 9, 2014 at 8:54 AM. Reason : ]

1/9/2014 8:50:18 AM

Nah, I sell most of mine, but saving some up for something baller in the future.

1/9/2014 11:02:40 AM