AMEX Platinum FTW

Chase Sapphire Preferred had a decent signup bonus, but Reserve is better

Lots of 100k point offers out there for airline cards, but the redemptions aren't great.

9/16/2021 8:31:58 PM

Anyone interested in the Wells Fargo Active Cash 2% Card?

Also, will Chase answer?

10/6/2021 3:17:27 PM

Fuck Wells Fargo

10/6/2021 7:45:36 PM

Yes, that's what I've said until now.

10/6/2021 10:33:24 PM

Nah, fuck ‘em

10/6/2021 11:39:04 PM

OK. Their business practices in recent years have certainly been. . . questionable.

10/7/2021 9:39:04 AM

Fuck Wells Fargo

[Edited on October 7, 2021 at 12:49 PM. Reason : also what's wrong with Fidelity's 2% card?]

10/7/2021 12:48:42 PM

Nothing wrong with it. I don't have an existing relationship with Fidelity, and seek to limit my financial entanglements. I got the message on Wells Fargo. My hope is that Chase will feel the competitive pressure to launch a similar 2% card, and then I'll go for that.

10/7/2021 1:51:59 PM

fair points

10/8/2021 1:35:25 PM

Thx!

10/8/2021 2:15:37 PM

nah fuck wells fargo

10/8/2021 9:26:53 PM

2%??? Zzzzzzz

10/9/2021 11:00:03 PM

Not everybody derives the same benefits from or even likes travel, nor wants to juggle a dozen cards and try to remember what's the most optimal to use at any given time, so 2% flat seems generally better than 1.5% flat. Citi Double Cash has been around awhile, but it's more like 1% + 1%. My spend isn't high enough to where this worth a lot of hoop-jumping. I have three credit cards. All Visa, all Chase. Would prefer to stick with Chase.

10/10/2021 8:23:14 AM

To each their own, just not sure why someone is bothering with a credit card strategy thread if they're content with 2%.

10/10/2021 2:51:37 PM

Fine, what's the appropriate thread for that?

10/10/2021 10:23:26 PM

Not a credit card offer, but thought I'd share anyway. I have a Citi Thankyou Preferred card that I keep around just for bigger tech purchases - they offer a 24 month extended warranty after the manufacturer's warranty. Never gotten to use it until this past month.

My Pixel 3, purchased Oct 20, 2018, decided it wanted to join the masses of Pixel 3 phones dying out of the blue, one month shy of being 3 years old. Started the claim online - they had me take it to a repair shop for an estimate or statement of no fix (UbreakIfix does this for free and is the official Google Repair shop), submit receipts, copy of the initial warranty, statement, and photos. Did all that in a few days, and in just over a week I got an email saying my full claim was approved. Just got the check for $856 - great experience overall.

10/11/2021 10:54:35 AM

^^ this is the right thread

i use a 2% card for whenever i'm buying something that doesn't qualify for higher % on another card, and haven't been in the manufactured spend game for a long time...so I use it a lot.

10/12/2021 9:05:24 AM

Quote :

"Fine, what's the appropriate thread for that?"

Why do you need a thread if you're just going to put everything on one 2% card?

10/14/2021 2:32:32 PM

LOL. I'm seeking opinions on said card in a credit card thread. I didn't realize that would be so controversial. Please carry on with my compliments.

10/14/2021 4:07:54 PM

Haha. I'm just fucking with you dude.

10/16/2021 5:30:50 PM

k

10/16/2021 7:51:23 PM

Coinbase's card gets 4% back in a couple of shitcoins like Stellar and 1% in Bitcoin. It's a debit card with a $2500 daily limit. No fees on purchases, selling, or transfer of USDC which is dollar based. Having USDC earns the same interest as my state employees money market accounts do.

Not sure if debit cards count.

10/17/2021 2:49:52 PM

how much spending have you been able to manufacture?

10/18/2021 2:54:07 PM